Aadhar Housing Finance Ltd.
AADHARHFC · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹406.41.
Piotroski F-score 4/9 — quality of earnings & balance sheet.
Investability checklist
- ✓ROE above 15%15.8%
- ✕Low debt (D/E < 0.5)2.49x
- ✕Positive free cash flow
- ✓Revenue growth > 10%21%
- ✓Earnings growing26%
- ✓Net margin ≥ 10%48.6%
- ✓Current ratio > 1.525.00
- ✓Below our fair value
- ✕Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 74/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (48.6%).
Weaknesses
- •High debt relative to equity.
Opportunities
- •Earnings growing (26% YoY).
- •Revenue growing (21% YoY).
- •Trading in our value buy zone versus sector peers.
About Aadhar Housing Finance Ltd.
Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It also provides loans against property; and other property related services
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.