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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

CreditAccess Grameen Ltd.

CREDITACC · NSE · Financial Services

₹1,375
+64.60 (+4.93%)
Our verdict
Buy71/100
Quality66
Valuation49
Momentum81
Financial trend100
Intrinsic value
Our fair value
₹1,276.72
Fairly valued
Price ₹1,375Range ₹1,085.21₹1,468.23

With a 20% margin of safety, our buy-below price is ₹1,021.38.

B
Financial health 76/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 6 of 12 checks50/100
  • ROE above 15%10.5%
  • Low debt (D/E < 0.5)3.03x
  • Positive free cash flow
  • Revenue growth > 10%126%
  • Earnings growing616%
  • Net margin ≥ 10%32.6%
  • Current ratio > 1.5286.65
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
+10.6%
1M
+4.5%
3M
+16.8%
6M
+8.3%
1Y

Our scores

Durability66
Valuation59
Momentum81
Analyst consensus target ₹1,708.2 (+24%) · 15 analysts

Key fundamentals

Market cap
₹22,027 Cr
P/E ratio
28.4
P/B ratio
2.81
EPS (TTM)
₹48.48
ROE
10.5%
Debt / Equity
3.03x
Profit margin
32.6%
Free cash flow
₹-2,788 Cr
52-week high
₹1,523.7
-9.76% from high
52-week low
₹1,113.3
Dividend yield
Beta
0.20

SWOT snapshot

Strengths

  • Healthy profit margin (32.6%).

Weaknesses

  • High debt relative to equity.
  • Weak Piotroski score (3/9).

Opportunities

  • Earnings growing (616% YoY).
  • Revenue growing (126% YoY).

About CreditAccess Grameen Ltd.

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, Grameen Sanchay, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Unnati loan, Grameen two-wheeler, and Grameen hous

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.