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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-29

Computer Age Management Services Limited

CAMSNSEFinancial Services
₹792.4
-7.90 (-0.99%)
Hold

Quality (94/100) does the heavy lifting; valuation (6/100) is the drag.

ExpensiveOvervalued
The bottom line

Our blended model reads Computer Age Management Services Limited as a Hold at 45/100. On 41.6x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 5% below its 52-week high of ₹831.99 and 28% above the low of ₹619.24. Financial health scores 90/100, with a Piotroski F-score of 4/9. The average analyst target of ₹885.5 implies about 12% upside across 20 analysts. It clears 9 of 12 investability checks, with durability 94, valuation 12 and momentum 78 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹396.2down 50.00%
Overvalued by 50%
Price ₹792.4Range ₹364.5₹443.05
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹316.96.

Analyst views

20 analysts18 buy · 1 hold · 1 sell
12-month consensus target₹885.5up 11.75%

1-year price

EOD · 2026-07-29
1D
down 0.99%
1W
up 2.51%
1M
down 0.04%
3M
up 7.84%
6M
up 14.73%
1Y

52-week range

-4.76% from the 52-week high.

Trend check
Above 50-DMA₹775Above 200-DMA₹742

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold45
A
Financial health 90/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Our scores

Durability94
Valuation12
Momentum78

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 9 of 12 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 38.7%
  • Pass: Low debt (D/E < 0.5): 0.05x
  • Pass: Positive free cash flow
  • Pass: Revenue growth > 10%: 11%
  • Pass: Earnings growing: 11%
  • Pass: Net margin ≥ 10%: 31.4%
  • Pass: Current ratio > 1.5: 3.43
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 4/9

Quarterly results

Revenue · 1Q2026
₹395 Cr
Net profit
₹126 Cr
Margin
32%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ +1%

Annual financials

Revenue · 2026
₹1,516 Cr
Net profit
₹476 Cr
Margin
31%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +7%

Shareholding

  • Promoter3.6%
  • Institutions57.8%
  • Public & other38.6%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹19,787 Cr
P/E ratio
41.6
P/B ratio
14.97
EPS (TTM)
₹19.15
ROE
38.7%
Debt / Equity
0.05x
Profit margin
31.4%
Free cash flow
₹385 Cr
52-week high
₹831.99
-4.76% from high
52-week low
₹619.24
Dividend yield
1.5%
Beta
0.13
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Strong return on equity (38.7%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (31.4%).

Bear case

Threats

  • Rich valuation versus sector peers.
  • Trades ~50% above our estimated fair value.

About Computer Age Management Services Limited

Computer Age Management Services Limited provides registrar and transfer agency services, including data processing and its related activities to financial institutions in India. It provides MF Central, an investor platform for monitoring and managing mutual fund investments; myCAMS, a mobile app and portal for retail investors to manage and transact across multiple mutual funds; and digiLoan that enables investors to pledge mutual fund units digitally for loans. The company

Computer Age Management Services Limited — frequently asked questions

Is Computer Age Management Services Limited a buy, hold or sell?

StocksWizard currently rates Computer Age Management Services Limited (CAMS) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Computer Age Management Services Limited's fair value?

Our blended DCF and relative-valuation model estimates Computer Age Management Services Limited's fair value at about ₹396.2, versus a current price of ₹792.4 — roughly 50% downside. On that basis the stock looks overvalued by 50%.

Is Computer Age Management Services Limited financially healthy?

Computer Age Management Services Limited scores 90/100 on our financial-health model, with a Piotroski F-score of 4/9.

How has Computer Age Management Services Limited's share price performed?

Computer Age Management Services Limited is up 8% over three months, and last traded at ₹792.4. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.