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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Sammaan Capital Limited

SAMMAANCAPNSEFinancial Services
₹162.43
+2.43 (+1.52%)
Sell

Valuation (75/100) does the heavy lifting; quality (28/100) is the drag.

Fair valueSolvency risk
The bottom line

StocksWizard rates Sammaan Capital Limited a Sell, scoring 40/100 on our blended model. The price is about 14% below its 52-week high of ₹189.93 and 41% above the low of ₹114.97. Financial health scores 0/100, with a Piotroski F-score of 0/9. It clears 4 of 10 investability checks, with durability 28, valuation 50 and momentum 58 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹324.86up 100.00%
Undervalued by 100%
Price ₹162.43Range ₹298.87₹350.85
Relative (financials)low confidence

With a 20% margin of safety, our buy-below price is ₹259.89. Low-confidence estimate — limited data.

Analyst views

1-year price

EOD · 2026-07-31
1D
up 1.52%
1W
up 1.11%
1M
down 6.62%
3M
up 12.49%
6M
up 10.07%
1Y

52-week range

-14.48% from the 52-week high.

Trend check
Below 50-DMA₹171Above 200-DMA₹156

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell40
F
Financial health 0/100
From profitability & returns (bank/NBFC)

Piotroski F-score 0/9 — quality of earnings & balance sheet.

Our scores

Durability28
Valuation50
Momentum58

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 4 of 10 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: -35.0%
  • Fail: Low debt (D/E < 0.5): 2.73x
  • Fail: Positive free cash flow
  • No data: Revenue growth > 10%
  • No data: Earnings growing
  • Fail: Net margin ≥ 10%: 0.0%
  • Pass: Current ratio > 1.5: 157.64
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 0/9

Quarterly results

Revenue · 4Q2019
₹987 Cr
Net profit
₹552 Cr
Margin
56%
1Q2019
2Q2019
3Q2019
4Q2019
Revenue Net profitLatest revenue QoQ -21%

Annual financials

Revenue · 2026
₹5,780 Cr
Net profit
₹-7,145 Cr
Margin
-124%
2022
2023
2024
2026
Revenue Net profitLatest revenue YoY -14%

Shareholding

  • Promoter6.6%
  • Institutions15.7%
  • Public & other77.7%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹18,453 Cr
P/E ratio
P/B ratio
0.69
EPS (TTM)
₹-87.72
ROE
-35.0%
Debt / Equity
2.73x
Profit margin
0.0%
Free cash flow
₹-7,519 Cr
52-week high
₹189.93
-14.48% from high
52-week low
₹114.97
Dividend yield
Beta
0.53
SWOT snapshot

Bull case vs bear case

Bull case

Opportunities

  • Trades ~100% below our estimated fair value.

Bear case

Weaknesses

  • Low return on equity (-35.0%).
  • High debt relative to equity.
  • Weak Piotroski score (0/9).

About Sammaan Capital Limited

Sammaan Capital Limited operates as a non-banking financial company in India, providing finance and lending services to individuals, cooperatives, associations, companies, institutions, and firms. The company also finances construction, building, repair, remodeling, and development activities, as well as purchase of houses and apartments.

Sammaan Capital Limited — frequently asked questions

Is Sammaan Capital Limited a buy, hold or sell?

StocksWizard currently rates Sammaan Capital Limited (SAMMAANCAP) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Sammaan Capital Limited's fair value?

Our blended DCF and relative-valuation model estimates Sammaan Capital Limited's fair value at about ₹324.86, versus a current price of ₹162.43 — roughly 100% upside. On that basis the stock looks undervalued by 100%.

Is Sammaan Capital Limited financially healthy?

Sammaan Capital Limited scores 0/100 on our financial-health model, with a Piotroski F-score of 0/9.

How has Sammaan Capital Limited's share price performed?

Sammaan Capital Limited is up 12% over three months, and last traded at ₹162.43. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.