KFin Technologies Limited
Quality (89/100) does the heavy lifting; valuation (4/100) is the drag.
ExpensiveOvervaluedOur blended model reads KFin Technologies Limited as a Hold at 45/100. We put fair value near ₹474.4; at ₹948.8 that leaves roughly 50% downside, so the stock screens overvalued by 50%. On 43.9x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 18% below its 52-week high of ₹1,159.11 and 19% above the low of ₹794.84. Financial health scores 79/100, with a Piotroski F-score of 5/9. The average analyst target of ₹1,078.11 implies about 14% upside across 18 analysts. It clears 7 of 12 investability checks, with durability 89, valuation 8 and momentum 52 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹379.52.
Analyst views
1-year price
EOD · 2026-07-2952-week range
-18.14% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold45Piotroski F-score 5/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 22.3%
- Pass: Low debt (D/E < 0.5): 0.03x
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 28%
- Fail: Earnings growing: -5%
- Pass: Net margin ≥ 10%: 26.4%
- Pass: Current ratio > 1.5: 3.30
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 5/9
Quarterly results
Annual financials
Shareholding
- Promoter14.4%
- Institutions61.1%
- Public & other24.5%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (22.3%).
- Lightly leveraged balance sheet.
- Healthy profit margin (26.4%).
Opportunities
- Revenue growing (28% YoY).
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
Threats
- Earnings contracting year on year.
- Rich valuation versus sector peers.
- Trades ~50% above our estimated fair value.
About KFin Technologies Limited
KFin Technologies Limited operates as a corporate registrar and transfer agency in India, the United States, Canada, and internationally. The company offers digital onboarding & KYC services, investor service centres, distributor services, investor and distributor engagement tools, compliance and regulatory reporting, infrastructure support, call centre support, mail back, SMS, chatbot services, and front-office services, SaaS based end-to-end transaction management, channel
KFin Technologies Limited — frequently asked questions
Is KFin Technologies Limited a buy, hold or sell?
StocksWizard currently rates KFin Technologies Limited (KFINTECH) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is KFin Technologies Limited's fair value?
Our blended DCF and relative-valuation model estimates KFin Technologies Limited's fair value at about ₹474.4, versus a current price of ₹948.8 — roughly 50% downside. On that basis the stock looks overvalued by 50%.
Is KFin Technologies Limited financially healthy?
KFin Technologies Limited scores 79/100 on our financial-health model, with a Piotroski F-score of 5/9.
How has KFin Technologies Limited's share price performed?
KFin Technologies Limited is up 7% over three months, and last traded at ₹948.8. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.