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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Canara HSBC Life Insurance Company Ltd.

CANHLIFE · NSE · Financial Services

₹139.91
+1.23 (+0.89%)
Our verdictSolvency risk
Strong Sell18/100
Quality36
Valuation0
Momentum38
Financial trend0
Intrinsic value
Our fair value
₹41.95
Overvalued by 70%
Price ₹139.91Range ₹35.66₹48.24

With a 20% margin of safety, our buy-below price is ₹33.56.

F
Financial health 27/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 2 of 10 checks20/100
  • ROE above 15%8.1%
  • Low debt (D/E < 0.5)0.16x
  • Positive free cash flow
  • Revenue growth > 10%-55%
  • Earnings growing
  • Net margin ≥ 10%1.1%
  • Current ratio > 1.51.36
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-15
1W
-0.1%
1M
+3.3%
3M
-4.1%
6M
+14.8%
1Y

Our scores

Durability36
Valuation0
Momentum38
Analyst consensus target ₹187.5 (+34%) · 8 analysts

Key fundamentals

Market cap
₹13,256 Cr
P/E ratio
105.2
P/B ratio
8.18
EPS (TTM)
₹1.33
ROE
8.1%
Debt / Equity
0.16x
Profit margin
1.1%
Free cash flow
₹1,884 Cr
52-week high
₹153.87
-9.07% from high
52-week low
₹108.62
Dividend yield
Beta

SWOT snapshot

Strengths

  • Lightly leveraged balance sheet.

Threats

  • Rich valuation versus sector peers.
  • Trades ~70% above our estimated fair value.

About Canara HSBC Life Insurance Company Ltd.

Canara HSBC Life Insurance Company Limited provides life and other insurance products for individuals, companies, businesses, and organizations in India. It offers term, life, child, group, health, whole life, disability, and accident insurances; and ULIP, pension, savings, retirement, financial, and investment plans. The company sells its policies through bancassurance, brokers and other corporate agents, and direct sales, as well as through digital channels, such as website

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.