Home First Finance Company India Ltd.
HOMEFIRST · NSE · Financial Services
₹1,115.5
+6.20 (+0.56%)
Our verdict
Buy65/100
Quality68
Valuation60
Momentum48
Financial trend85
Intrinsic value
Our fair value
₹1,165.13
Fairly valued
Price ₹1,115.5Range ₹990.36–₹1,339.9
With a 20% margin of safety, our buy-below price is ₹932.1.
A
Financial health 86/100
From profitability & returns (bank/NBFC)
Piotroski F-score 4/9 — quality of earnings & balance sheet.
Investability checklist
Passed 7 of 12 checks58/100
- ✓ROE above 15%15.7%
- ✕Low debt (D/E < 0.5)2.44x
- ✕Positive free cash flow
- ✓Revenue growth > 10%31%
- ✓Earnings growing24%
- ✓Net margin ≥ 10%51.0%
- ✓Current ratio > 1.56.42
- ✓Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 74/9
1-year price
EOD · 2026-06-151W
+6.6%
1M
+4.2%
3M
+6.4%
6M
-3.5%
1Y
—
Our scores
Durability68
Valuation62
Momentum48
Analyst consensus target ₹1,408.86 (+26%) · 21 analysts
Key fundamentals
Market cap
₹11,652 Cr
P/E ratio
21.6
P/B ratio
2.67
EPS (TTM)
₹51.58
ROE
15.7%
Debt / Equity
2.44x
Profit margin
51.0%
Free cash flow
₹-1,949 Cr
52-week high
₹1,472.12
-24.22% from high
52-week low
₹900.59
Dividend yield
0.5%
Beta
0.53
SWOT snapshot
Strengths
- •Healthy profit margin (51.0%).
Weaknesses
- •High debt relative to equity.
- •Price below its 200-day moving average (downtrend).
Opportunities
- •Earnings growing (24% YoY).
- •Revenue growing (31% YoY).
- •Trading in our value buy zone versus sector peers.
About Home First Finance Company India Ltd.
Home First Finance Company India Limited operates as a housing finance company in India. The company offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. It also provides insurance loan products and loans through mobile applications
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.