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Intrinsic value · Buy/Sell verdict · scores — free· 1088 Nifty 500 stocks· EOD 2026-06-16

DCB Bank Limited

DCBBANK · NSE · Financial Services

₹183.73
-0.88 (-0.48%)
Our verdict
Strong Buy77/100
Quality74
Valuation94
Momentum77
Financial trend58
Intrinsic value
Our fair value
₹367.46
Undervalued by 100%
Price ₹183.73Range ₹293.8₹396.86

With a 20% margin of safety, our buy-below price is ₹293.97. Low-confidence estimate — limited data.

B
Financial health 66/100
From profitability & returns (bank/NBFC)

Piotroski F-score 5/9 — quality of earnings & balance sheet.

Investability checklist

Passed 8 of 10 checks80/100
  • ROE above 15%12.0%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%12%
  • Earnings growing13%
  • Net margin ≥ 10%24.4%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 75/9

1-year price

EOD · 2026-06-16
1W
+4.3%
1M
+4.3%
3M
+9.4%
6M
+9.2%
1Y

Our scores

Durability74
Valuation88
Momentum77

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Quarterly results

2Q2025
₹817 Cr19%
3Q2025
₹782 Cr24%
4Q2025
₹846 Cr22%
1Q2026
₹867 Cr24%
Revenue Net profitRevenue 4-period change +6%

Annual financials

2023
₹2,126 Cr22%
2024
₹2,402 Cr22%
2025
₹2,857 Cr22%
2026
₹3,312 Cr22%
Revenue Net profitRevenue 4-period change +56%

Shareholding

Promoter18.5%
Institutions39.7%
Public & other41.8%

Promoter holding via insider stake; institutional via reported holdings.

Analyst views

17 analysts16 buy · 0 hold · 1 sell
12-month consensus target₹228.24+24%
Low ₹155High ₹272

Key fundamentals

Market cap
₹5,918 Cr
P/E ratio
8.1
P/B ratio
0.91
EPS (TTM)
₹22.82
ROE
12.0%
Debt / Equity
Profit margin
24.4%
Free cash flow
₹6,549 Cr
52-week high
₹199.72
-8.00% from high
52-week low
₹119.21
Dividend yield
0.8%
Beta
0.43

SWOT snapshot

Strengths

  • Healthy profit margin (24.4%).

Opportunities

  • Revenue growing (12% YoY).
  • Trading in our value buy zone versus sector peers.
  • Trades ~100% below our estimated fair value.

About DCB Bank Limited

DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as I

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.