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Intrinsic value · Buy/Sell verdict · scores — free· 1088 Nifty 500 stocks· EOD 2026-06-16

Religare Enterprises Limited

RELIGARE · NSE · Financial Services

₹245.77
+5.08 (+2.11%)
Our verdictSolvency risk
Sell33/100
Quality24
Valuation8
Momentum75
Financial trend40
Intrinsic value
Our fair value
₹122.89
Overvalued by 50%
Price ₹245.77Range ₹113.05₹132.72

With a 20% margin of safety, our buy-below price is ₹98.31.

F
Financial health 6/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 5 of 12 checks42/100
  • ROE above 15%2.0%
  • Low debt (D/E < 0.5)0.13x
  • Positive free cash flow
  • Revenue growth > 10%22%
  • Earnings growing-17%
  • Net margin ≥ 10%1.0%
  • Current ratio > 1.50.36
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-16
1W
+8.4%
1M
+12.7%
3M
+12.0%
6M
+9.4%
1Y

Our scores

Durability24
Valuation15
Momentum75

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Quarterly results

3Q2010
₹627 Cr0%
4Q2010
₹718 Cr0%
1Q2011
₹1,033 Cr0%
2Q2011
₹781 Cr0%
Revenue Net profitRevenue 4-period change +25%

Annual financials

2010
₹1,324 Cr7%
2011
₹2,847 Cr-15%
2012
₹3,158 Cr-7%
2015
₹4,105 Cr4%
Revenue Net profitRevenue 4-period change +210%

Shareholding

Promoter46.7%
Institutions7.4%
Public & other45.9%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹8,387 Cr
P/E ratio
94.5
P/B ratio
2.81
EPS (TTM)
₹2.6
ROE
2.0%
Debt / Equity
0.13x
Profit margin
1.0%
Free cash flow
₹1,675 Cr
52-week high
₹289.81
-15.20% from high
52-week low
₹201.11
Dividend yield
Beta
-0.38

SWOT snapshot

Strengths

  • Lightly leveraged balance sheet.

Weaknesses

  • Low return on equity (2.0%).

Opportunities

  • Revenue growing (22% YoY).

Threats

  • Earnings contracting year on year.
  • Rich valuation versus sector peers.
  • Trades ~50% above our estimated fair value.

About Religare Enterprises Limited

Religare Enterprises Limited, through its subsidiaries, provides various financial services in India and internationally. It operates through Investment and Financing Activities; Broking Related Activities; E-Governance; and Insurance segments. The company provides small and medium enterprise financing; and housing finance products comprising home-purchase, home construction, and home improvement loans

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.