Skip to content
Intrinsic value · Buy/Sell verdict · scores — free· 1403 Nifty 500 stocks· EOD 2026-06-19

Gujarat Lease Financing Limited

GLFL · NSE · Financial Services

₹7.15
+0.01 (+0.14%)
ExpensiveHold
The bottom line

StocksWizard rates Gujarat Lease Financing Limited a Hold, scoring 45/100 on our blended model. At ₹7.15 it trades above our blended DCF and relative-multiples fair value of ₹3.58, implying roughly 50% downside to that estimate — we read the stock as overvalued by 50%. Financial health scores 43/100 (grade D). It clears 5 of 8 investability checks, with durability 71, valuation 0 and momentum 89 on our 0–100 scales.

These are StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Our verdictOvervalued
Hold45/100
Quality71
Valuation0
Momentum89
Financial trend55
Intrinsic value
Our fair value
₹3.58
Overvalued by 50%
Price ₹7.15Range ₹3.29₹3.86

With a 20% margin of safety, our buy-below price is ₹2.86. Low-confidence estimate — limited data.

D
Financial health 43/100
From profitability & returns (bank/NBFC)

Investability checklist

Passed 5 of 8 checks63/100
  • ROE above 15%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%
  • Earnings growing11%
  • Net margin ≥ 10%11.1%
  • Current ratio > 1.513.61
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 7

1-year price

EOD · 2026-06-19
1W
+16.8%
1M
+10.7%
3M
+66.7%
6M
+13.9%
1Y

Our scores

Durability71
Valuation0
Momentum89

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Shareholding

Promoter45.7%
Institutions0.0%
Public & other54.3%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹19 Cr
P/E ratio
357.5
P/B ratio
EPS (TTM)
₹0.02
ROE
Debt / Equity
Profit margin
11.1%
Free cash flow
₹-0 Cr
52-week high
₹8.9
-19.66% from high
52-week low
₹3.85
Dividend yield
Beta
0.29

SWOT snapshot

Threats

  • Rich valuation versus sector peers.
  • Trades ~50% above our estimated fair value.

About Gujarat Lease Financing Limited

Gujarat Lease Financing Limited does not have significant operations. Previously, it was involved in the provision of various financial services. The company was incorporated in 1983 and is based in Ahmedabad, India.

More in Financial Services

All stocks

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.