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Intrinsic value · Buy/Sell verdict · scores — free· 1403 Nifty 500 stocks· EOD 2026-06-19

Indbank Merchant Banking Services Limited

INDBANK · NSE · Financial Services

₹33.82
-0.44 (-1.28%)
Buy zoneBuy
The bottom line

StocksWizard rates Indbank Merchant Banking Services Limited a Buy, scoring 61/100 on our blended model. At ₹33.82 it trades below our blended DCF and relative-multiples fair value of ₹40.55, implying roughly 20% upside to that estimate — we read the stock as undervalued by 20%. Financial health scores 54/100 (grade C). It clears 6 of 10 investability checks, with durability 70, valuation 76 and momentum 30 on our 0–100 scales.

These are StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Our verdict
Buy61/100
Quality70
Valuation80
Momentum30
Financial trend51
Intrinsic value
Our fair value
₹40.55
Undervalued by 20%
Price ₹33.82Range ₹37₹43.79

With a 20% margin of safety, our buy-below price is ₹32.44.

C
Financial health 54/100
From profitability & returns (bank/NBFC)

Investability checklist

Passed 6 of 10 checks60/100
  • ROE above 15%7.4%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%14%
  • Earnings growing4%
  • Net margin ≥ 10%28.6%
  • Current ratio > 1.54.37
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 7

1-year price

EOD · 2026-06-19
1W
+1.5%
1M
-0.1%
3M
+7.5%
6M
-1.6%
1Y

Our scores

Durability70
Valuation76
Momentum30

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Shareholding

Promoter68.2%
Institutions0.0%
Public & other31.8%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹150 Cr
P/E ratio
21.3
P/B ratio
1.54
EPS (TTM)
₹1.59
ROE
7.4%
Debt / Equity
Profit margin
28.6%
Free cash flow
₹2 Cr
52-week high
₹45.95
-26.40% from high
52-week low
₹29.21
Dividend yield
Beta
-0.03

SWOT snapshot

Strengths

  • Healthy profit margin (28.6%).

Weaknesses

  • Low return on equity (7.4%).
  • Price below its 200-day moving average (downtrend).

Opportunities

  • Revenue growing (14% YoY).
  • Trading in our value buy zone versus sector peers.

About Indbank Merchant Banking Services Limited

Indbank Merchant Banking Services Limited engages in the provision of merchant banking, stock broking, depository participant, and allied services in India. The company offers merchant banking services for public issues, rights issues, private placement, acquisition of shares and takeovers, and employee stock option schemes/stock purchase scheme by corporates. It also provides advisory services for valuation of shares and other financial instruments, syndication of loans, acq

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.