Lakshmi Finance & Industrial Corporation Limited
LFIC · NSE · Financial Services
StocksWizard rates Lakshmi Finance & Industrial Corporation Limited a Sell, scoring 40/100 on our blended model. At ₹148.11 it trades below our blended DCF and relative-multiples fair value of ₹296.22, implying roughly 100% upside to that estimate — we read the stock as undervalued by 100%. Financial health scores 0/100 (grade F), with a Piotroski F-score of 1/9. It clears 4 of 9 investability checks, with durability 14, valuation 50 and momentum 53 on our 0–100 scales.
These are StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹236.98. Low-confidence estimate — limited data.
Piotroski F-score 1/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%-1.2%
- –Low debt (D/E < 0.5)
- ✕Positive free cash flow
- –Revenue growth > 10%
- –Earnings growing
- ✕Net margin ≥ 10%-10.3%
- ✓Current ratio > 1.595.55
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✕Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 71/9
1-year price
EOD · 2026-06-19Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Annual financials
Key fundamentals
SWOT snapshot
Weaknesses
- •Low return on equity (-1.2%).
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (1/9).
Opportunities
- •Trades ~100% below our estimated fair value.
About Lakshmi Finance & Industrial Corporation Limited
Lakshmi Finance & Industrial Corporation Limited, a non-banking finance company, invests in equity shares, mutual funds, and other securities in India. The company was formerly known as The Andhra Bank Ltd. and changed its name to Lakshmi Finance & Industrial Corporation Limited in April 1980
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All stocksOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.