Muthoot Capital Services Limited
MUTHOOTCAP · NSE · Financial Services
StocksWizard rates Muthoot Capital Services Limited a Sell, scoring 30/100 on our blended model. At ₹205.52 it trades above our blended DCF and relative-multiples fair value of ₹161.1, implying roughly 22% downside to that estimate — we read the stock as overvalued by 22%. Financial health scores 9/100 (grade F), with a Piotroski F-score of 2/9. It clears 2 of 12 investability checks, with durability 23, valuation 69 and momentum 35 on our 0–100 scales.
These are StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹128.88.
Piotroski F-score 2/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%1.7%
- ✕Low debt (D/E < 0.5)4.82x
- ✕Positive free cash flow
- ✕Revenue growth > 10%-1%
- ✕Earnings growing-16%
- ✕Net margin ≥ 10%4.9%
- ✓Current ratio > 1.533.78
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 72/9
1-year price
EOD · 2026-06-19Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Quarterly results
Annual financials
Shareholding
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
SWOT snapshot
Weaknesses
- •Low return on equity (1.7%).
- •High debt relative to equity.
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (2/9).
Opportunities
- •Trading in our value buy zone versus sector peers.
- •Well off its 52-week high — possible mean-reversion.
Threats
- •Earnings contracting year on year.
- •Trades ~22% above our estimated fair value.
About Muthoot Capital Services Limited
Muthoot Capital Services Limited, a non-banking finance company, provides fund and non-fund based financial services in India. The company offers two-wheelers, used car, secured business, used commercial vehicle loans, and loyalty loans; fixed deposits; and subordinated debentures. It serves retail, corporate, and institutional clients through a network of branches
More in Financial Services
All stocksOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.