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Intrinsic value · Buy/Sell verdict · scores — free· 1403 Nifty 500 stocks· EOD 2026-06-19

Transwarranty Finance Limited

TFL · NSE · Financial Services

₹12.53
-0.13 (-1.03%)
ExpensiveSell
The bottom line

StocksWizard rates Transwarranty Finance Limited a Sell, scoring 40/100 on our blended model. At ₹12.53 it trades above our blended DCF and relative-multiples fair value of ₹10.45, implying roughly 17% downside to that estimate — we read the stock as overvalued by 17%. Financial health scores 0/100 (grade F), with a Piotroski F-score of 2/9. It clears 4 of 11 investability checks, with durability 17, valuation 31 and momentum 33 on our 0–100 scales.

These are StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Our verdictSolvency risk
Sell40/100
Quality17
Valuation27
Momentum33
Financial trend100
Intrinsic value
Our fair value
₹10.45
Overvalued by 17%
Price ₹12.53Range ₹9.62₹11.29

With a 20% margin of safety, our buy-below price is ₹8.36. Low-confidence estimate — limited data.

F
Financial health 0/100
From profitability & returns (bank/NBFC)

Piotroski F-score 2/9 — quality of earnings & balance sheet.

Investability checklist

Passed 4 of 11 checks36/100
  • ROE above 15%-13.8%
  • Low debt (D/E < 0.5)1.07x
  • Positive free cash flow
  • Revenue growth > 10%94%
  • Earnings growing
  • Net margin ≥ 10%-34.5%
  • Current ratio > 1.555.82
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 72/9

1-year price

EOD · 2026-06-19
1W
+4.6%
1M
+5.7%
3M
-1.5%
6M
-7.6%
1Y

Our scores

Durability17
Valuation31
Momentum33

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Shareholding

Promoter67.2%
Institutions0.0%
Public & other32.8%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹69 Cr
P/E ratio
P/B ratio
2.35
EPS (TTM)
₹-0.81
ROE
-13.8%
Debt / Equity
1.07x
Profit margin
-34.5%
Free cash flow
₹15 Cr
52-week high
₹20.9
-40.05% from high
52-week low
₹11.13
Dividend yield
Beta
0.12

SWOT snapshot

Weaknesses

  • Low return on equity (-13.8%).
  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (2/9).

Opportunities

  • Revenue growing (94% YoY).
  • Well off its 52-week high — possible mean-reversion.

About Transwarranty Finance Limited

Transwarranty Finance Limited, a non-banking finance company, provides financial services in India. The company offers investment banking services, including private equity syndication, mergers and acquisitions, restructuring and structured funding; and corporate finance services, such as financial advice and execution to raise external commercial borrowings, rupee term loan, fund based, and non-fund based working capital finance, project finance, and structured finance. It a

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.